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Deposits

 
     
 
This account has no monthly service charge and no minimum balance is required. The account offers unlimited check writing, direct deposit, 24-hour telephone banking, internet banking and monthly statements with images of your checks.
 
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This account has no monthly service charges or per check fee if the customer maintains a required minimum balance. The account offers unlimited check writing, 24 hour telephone banking, internet banking and monthly statement with images of the businesses checks.
 
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We offer this interest bearing checking account only to consumer, sole proprietorships and accounts held by a husband and wife who are operating an unincorporated business. This account requires a minimum balance or a monthly service and per check fee will be charged. The account offers unlimited check writing, direct deposit, 24 hour telephone banking, internet banking and monthly statements with images of your checks.
 
View other disclosures.                    Interest rates

We offer this interest bearing checking account only to consumer, sole proprietorships and accounts held by a husband and wife who are operating an unincorporated business. This account requires a minimum balance or a monthly service and per check fee will be charged. The account offers unlimited check writing, direct deposit, 24 hour telephone banking, internet banking and monthly statements with images of your checks.

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Passbook Savings
Passbook accounts have no monthly service fee. A minimum average daily balance is required to obtain the disclosed annual percentage yield
 
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This account generally offers a higher return on investment than a passbook account but requires a minimum daily balance. A monthly fee will be charged if the daily balance falls below the required minimum. 
 
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Our bank offers a variety of CD’s with terms from six 6 to 36 months. All deposits are insured up to $250,000 and a penalty can be imposed for early withdrawal of any of the certificate of deposits.
 
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Our bank offers Traditional, Roth or SEP IRA’s. Customers have peace of mind when investing retirement funds in one of the banks IRA products. Your investment is secure and insured up to $250,000.
  
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Loans

 

 
Farmers State Bank of Elkton would like to help you meet your financial needs. Whether you wish to purchase a new or used car, truck, or recreational vehicle or consolidate debt or other personal expenses, we are here to assist you.
 
Print out a loan application.
 
  Mortgage Loans
 
Our lenders offer great service and a variety of options to help you meet your home ownership wishes. Farmers State Bank of Elkton is the place to go to finance your home purchase or refinance. We are also your turnkey home lender if your needs include new home construction and low interest rate permanent financing.
 
Contact one of our loan officers to discuss your financing needs.

    

 

 

  

    
                   

Our lending team specializes in agriculture lending. They are knowledgeable about farming, marketing, government programs and risk management. A complete line of financing products is available to meet operating, machinery and land financing needs.
 
Contact one of our loan officers to discuss your financing needs. 

 
 
Farmers State Bank of Elkton finances many types of commercial business. We finance small sole proprietorships to midsized corporations. We have products to finance land, equipment and operating expense.

Contact one of our loan officers to discuss your financing needs.
 
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