Certificate of Deposit
ACCOUNT TYPE	MINIMUM BALANCE	INTEREST RATE	ANNUAL PERCENTAGE YIELD
6 month	$500	.30%	.30%
12 month	$500	.50%	.50%
24 month	$500	.75%	.75%
36 month	$500	.90%	.90%
Interest Bearing Deposit Accounts
ACCOUNT TYPE	MINIMUM BALANCE	INTEREST RATE	ANNUAL PERCENTAGE YIELD
*Passbook    Savings	$  -	0.10%	0.10%
*Money Market	$ 2,500	0.15%	0.15%
*Now	$ 800	0.05%	0.05%
*Super Now	$ 2,500	0.05%	0.05%
Individual Retirement Certificate Accounts (IRA)
ACCOUNT TYPE	MINIMUM BALANCE	INTEREST RATE	ANNUAL PERCENTAGE YIELD
*Roth IRA	$  100	1.10%	1.10%
*Regular IRA	$  100	1.10%	1.10%
*SEP IRA	$  100	1.10%	1.10%
Promotional Specials
ACCOUNT TYPE	MINIMUM BALANCE	INTEREST RATE	ANNUAL PERCENTAGE YIELD

 NOTICE:  Some accounts may have early withdrawal penalties and fees could reduce earnings. * The rates on Interest Bearing Deposit Accounts may change daily.